If your aim is to learn and not just to pursue credentials, then you are in luck. Massive Open Online Courses (MOOCs) have opened a new world of possibilities for those who cannot afford to learn at western universities.
The recent advances in communication and information technologies are radically changing the education and learning landscape. Minus the credits or credentials, MOOCs provide the same materials and similar opportunities to learn to those whose learning options are restricted by financial and other constraints. You do not have to be enrolled at a University to participate in a MOOC, and could still have access to lectures notes and watch videos of lectures.
The age-old style of delivering a lecture to students in a room is being replaced by a model where thousands of students and their instructors are connected in real time online, while they are millions of miles apart. MOOCs enable learning for those who share the passion to learn, but do not have the means. The death of distance and mass adoption of the freemium model in higher-ed holds great promise for those at the margins of the learning curve. Education policymakers in the developing world should consider expanding education-focused bandwidths and making Internet cheaper to enable learning from MOOCs.